Talk:Ukraine/@comment-193.66.202.18-20190129092402/@comment-91.158.123.165-20190216201520

If you can top up Kyivstar with European card  ( with 3D) without surchanrge, you can top up from Kyivstar balance Lifecell after that by using their SmartMoney web/application : https://money.kyivstar.ua/en/service/view/lifecell

It cost 2.5% extra only for any amount from 1-1000UAH. I think this is minimal surcharge right now.

But I think Lifecell will enable direct top up at some point. KyievStar and Vodafone accept almost all 3D enabled cards.